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IAAI Fee Calculator — Calculate Insurance Auto Auction Fees [2026]

Calculate IAAI (Insurance Auto Auctions) buyer fees including tiered buyer premiums, gate fees, and online bidding fees. See total purchase cost. Free calculator.

IAAI Fee Breakdown

Winning Bid$3500.00
Buyer Premium+$650.00
Gate / Pickup Fee+$70.00
Internet Bid Fee+$100.00
Environmental Fee+$10.00
Total Fees+$830.00
Total Purchase Cost
$4330.00
Total Fees
$830.00
Fee as % of Bid
23.7%

IAAI vs Copart Comparison

Fee TypeIAAICopart
Buyer Premium$650.00$625.00
Gate Fee$70.00$79.00
Internet Bid Fee$100.00$100.00
Environmental Fee$10.00$10.00
Total Cost (Bid + Fees)$4330.00$4314.00
Copart is $16.00 cheaper for this bid amount
IAAI fees are approximate and based on publicly available fee schedules as of 2026. Actual fees may vary. Does not include sales tax, title fees, transportation costs, or storage fees. Copart fees are approximate for comparison purposes.

What is IAAI Fee Calculator?

The IAAI Fee Calculator helps auto auction buyers estimate the total cost of purchasing a vehicle through Insurance Auto Auctions (IAAI). Beyond the winning bid, IAAI charges several additional fees: a tiered buyer premium, gate/pickup fee, internet bid fee, and environmental fee. These fees can add $500-$2,000+ to your purchase cost, making it essential to calculate them before bidding.

How to Use IAAI Fee Calculator

Enter the winning bid amount for the vehicle. The calculator applies IAAI's tiered buyer premium schedule plus additional fees (gate fee, internet bid fee, environmental fee). Toggle online vs in-person bidding to see the difference. The calculator shows all fees and your total purchase cost.

How IAAI Fee Calculator Works

The calculator applies IAAI's tiered buyer premium fee schedule: $1 (bid $0-$99.99), $25 ($100-$199.99), $50 ($200-$299.99), $75 ($300-$349.99), $110 ($350-$399.99), $125 ($400-$449.99), $150 ($450-$499.99), $175 ($500-$599.99), then increasing amounts up to 5% for high-value vehicles. Additional fixed fees (gate fee $70, internet bid fee $100, environmental fee $10) are added to calculate the total cost.

Common Use Cases

  • Estimating total purchase cost before bidding on a vehicle at IAAI
  • Comparing IAAI fees with Copart for auto auction purchases
  • Setting maximum bid amounts that keep total costs within budget
  • Planning repair budgets by knowing the true acquisition cost of a vehicle
  • Calculating total landed cost for dealer purchases at auto auctions
  • Evaluating whether a salvage vehicle purchase is worthwhile after all fees

Frequently Asked Questions

How are IAAI buyer fees calculated?

IAAI charges a tiered buyer premium based on the winning bid amount, plus fixed fees: gate/pickup fee ($70), internet bid fee ($100 for online bidders), and environmental fee ($10). The buyer premium ranges from $1 for bids under $100 to 5% for high-value vehicles.

What is the IAAI gate fee?

The IAAI gate fee (also called a pickup or pull-out fee) is approximately $70. This covers the cost of preparing and staging the vehicle for buyer pickup at the auction facility.

Does IAAI charge for online bidding?

Yes, IAAI charges an internet bid fee of approximately $100 per vehicle for buyers who bid online. This fee is waived if you bid in person at the auction facility. Virtual live bidding may have different fees.

How do IAAI fees compare to Copart?

IAAI and Copart have similar fee structures with tiered buyer premiums, but the exact amounts differ. For most price ranges, the fees are comparable. Copart tends to have slightly higher premiums for mid-range vehicles, while IAAI may be higher for lower-priced vehicles.

Are there additional costs beyond IAAI fees?

Yes, beyond IAAI buyer fees, you may need to pay for: vehicle transportation/towing, title transfer fees, sales tax (varies by state), storage fees (if not picked up within 3 business days), and any repair costs for the vehicle.

Do I need a license to buy from IAAI?

Requirements vary by state. Some states require a dealer's license to purchase directly from IAAI. Public buyers can access IAAI through licensed brokers. IAAI also offers Public Buyer registration in certain states where allowed by law.

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