IAAI Fee Calculator — Calculate Insurance Auto Auction Fees [2026]
Calculate IAAI (Insurance Auto Auctions) buyer fees including tiered buyer premiums, gate fees, and online bidding fees. See total purchase cost. Free calculator.
IAAI Fee Breakdown
IAAI vs Copart Comparison
| Fee Type | IAAI | Copart |
|---|---|---|
| Buyer Premium | $650.00 | $625.00 |
| Gate Fee | $70.00 | $79.00 |
| Internet Bid Fee | $100.00 | $100.00 |
| Environmental Fee | $10.00 | $10.00 |
| Total Cost (Bid + Fees) | $4330.00 | $4314.00 |
What is IAAI Fee Calculator?
How to Use IAAI Fee Calculator
Enter the winning bid amount for the vehicle. The calculator applies IAAI's tiered buyer premium schedule plus additional fees (gate fee, internet bid fee, environmental fee). Toggle online vs in-person bidding to see the difference. The calculator shows all fees and your total purchase cost.
How IAAI Fee Calculator Works
Common Use Cases
- Estimating total purchase cost before bidding on a vehicle at IAAI
- Comparing IAAI fees with Copart for auto auction purchases
- Setting maximum bid amounts that keep total costs within budget
- Planning repair budgets by knowing the true acquisition cost of a vehicle
- Calculating total landed cost for dealer purchases at auto auctions
- Evaluating whether a salvage vehicle purchase is worthwhile after all fees
Frequently Asked Questions
How are IAAI buyer fees calculated?▼
IAAI charges a tiered buyer premium based on the winning bid amount, plus fixed fees: gate/pickup fee ($70), internet bid fee ($100 for online bidders), and environmental fee ($10). The buyer premium ranges from $1 for bids under $100 to 5% for high-value vehicles.
What is the IAAI gate fee?▼
The IAAI gate fee (also called a pickup or pull-out fee) is approximately $70. This covers the cost of preparing and staging the vehicle for buyer pickup at the auction facility.
Does IAAI charge for online bidding?▼
Yes, IAAI charges an internet bid fee of approximately $100 per vehicle for buyers who bid online. This fee is waived if you bid in person at the auction facility. Virtual live bidding may have different fees.
How do IAAI fees compare to Copart?▼
IAAI and Copart have similar fee structures with tiered buyer premiums, but the exact amounts differ. For most price ranges, the fees are comparable. Copart tends to have slightly higher premiums for mid-range vehicles, while IAAI may be higher for lower-priced vehicles.
Are there additional costs beyond IAAI fees?▼
Yes, beyond IAAI buyer fees, you may need to pay for: vehicle transportation/towing, title transfer fees, sales tax (varies by state), storage fees (if not picked up within 3 business days), and any repair costs for the vehicle.
Do I need a license to buy from IAAI?▼
Requirements vary by state. Some states require a dealer's license to purchase directly from IAAI. Public buyers can access IAAI through licensed brokers. IAAI also offers Public Buyer registration in certain states where allowed by law.
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